The Technology Layer

Technology is how S.D.L. Süddeutsche Leasing AG makes financing accountable.

Every financed asset can be connected — turning a contract into a live operational record, and giving your finance and engineering teams the same real-time picture.

Digital Asset Passport

Every connected asset carries a permanent digital record — usage, wear, and full service history, from first deployment onward.

IoT Data Hub

Gateways attach to assets worldwide and stream telemetry into a single hub — the foundation everything else in this layer runs on.

Watchtower — Predictive Maintenance

Automatic alarms on threshold breaches and anomaly detection, paired with AI-generated management reports, before failures happen.

Asset 360°

One dashboard for utilization, status, OEE, energy consumption and remote HMI display — a single view per client, per asset.

Digital Twin

Live and historical machine data reconciled into a digital twin, so current performance is always compared against its own baseline.

Early-Warning Systems

Autonomous alerts on downtime or performance deviation — reducing operating cost and extending asset lifespan.

Asset 360° — Sample View

One dashboard. Finance and engineering, same numbers.

Illustrative sample fleet — a client's own Asset 360° view reflects only their connected assets.

Live Telemetry — Sample Fleet 14 ms latency
— Utilization — CO₂ Efficiency Index
Assets Connected342
Avg. Utilization87.4%
Open Anomalies0
Predictive Alerts (30d)2
Avg. OEE78.2%
CO₂ Tracked (YTD)128.4 t
How Data Moves

From sensor to balance sheet, in five steps.

01

Gateways

IoT gateways attach to the physical asset, wherever in the world it operates.

02

IoT Data Hub

Telemetry streams into a central hub — live and historical, reconciled into a digital twin.

03

Watchtower AI

Threshold and anomaly detection run continuously, generating AI-supported management reports.

04

Asset 360°

Utilization, OEE, energy and status are surfaced in one dashboard, accessible to your team.

05

Finance & ESG Reporting

Data feeds CO₂ and lifecycle reporting, plus off-balance structuring reviews under IFRS 16 / HGB.

Integration

Fits into systems you already run.

Enterprise Systems

Data export and direct integration into systems such as SAP, so Asset 360° data reaches the tools your team already uses.

Asset-as-a-Service Billing

Usage data feeds directly into invoicing and a dynamic pricing engine for Pay-per-Use contracts.

Risk & Credit Assessment

Continuous monitoring supports risk assessment aligned with Basel I–III and improved residual-value determination.

See It On Your Assets

Ask what Digital Asset Passport looks like on your fleet.

We'll walk through what connecting your assets actually involves — no commitment required.

Request an Advisory Consultation